Insurers may deny health cover to diabetics dependent on insulin

I am 40 years old and have a health plan from my employer. I have diabetes and am planning to take a separate health insurance for myself. Will the new health plan cover diabetes? —Asif Rehman Buying an independent health insurance, despite having a group insurance cover, is a good move. Consider a sum insured equal to your annual income. Opt for a plan with high no-claim bonus. You can accrue this bonus while you are still covered under your employer’s policy. Diabetes will be considered a pre-existing illness for your new plan. For…

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Families take ministers to court over special needs education

 Special educational needs funding campaigners outside the Royal Courts of Justice, London. Photograph: Sian Harrison/PA Lawyers representing children with special educational needs and disabilities have told the high court there is a crisis in funding that is depriving children of a proper education and risking blighting their lives forever. The hearing, a landmark legal challenge to the government’s funding policy, was told the allocation for children and young people with special educational needs and disabilities (Send) was “manifestly insufficient” in the face of clear and incontrovertible evidence of a “substantial…

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Higher education regulations still anchored to outdated norms

The draft National Education Policy (NEP) advises reforms, but these aren’t bold enough. And some recommendations steer higher education regulation into dangerous terrain. Modi 1.0 wasted the opportunity to reform higher education regulation in the country. To be sure, it did introduce the Higher Education Commission (HECI) Bill in June last year, which talked of ending the failed University Grants Commission (UGC)/All India Council for Technical Education (AICTE) system and replace it with the HECI. But, it did precious little after. The draft National Education Policy (NEP) that has recently…

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Four Things To Do This Summer To Advance Your Career

Summer is the perfect time to focus some attention on your career success. Why? Because work inevitably slows down a little then; people take vacations and leave early on Fridays. In most industries, it’s a time for relieving some of the pressure. You too need to use your vacation time to recharge and get some perspective, so don’t miss the beach and backyard barbecues. But while you’re at it, make time for some career-focused action that will give your personal brand a boost when the workplace is back to its bustling buzz in the fall. Here are four things that will help you and your brand blast into September. 1. Prepare For Your Annual Review…

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How to start your own ecommerce business in India

Bill Gates once said: “If your business is not on the internet, then your business will be out of business.” The ecommerce industry is ushering in the next wave of change for the Indian economy and if you’ve been thinking about venturing a foot into its world of infinite profits, then the clock is ticking…the time is ripe to start your own ecommerce business in India. Amazon, Flipkart, Snapdeal all showed us that ecommerce truly is the future. And the only way they became as big as they did was because…

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How parents can expose kids to different career options early

In a recent survey, it was found that children spend twice the amount of time surfing on the internet as their parents think they do. In fact, the average age for them in terms of using the internet is three years. While choosing your child’s career, it is imperative to keep in mind their likes, dislikes, hobbies and goals. At an early age, parents have the advantage to seed in the career choice which will be the best for their future. Additionally, parents should keep the following things in mind: Avoid treating…

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Five Reasons To Avoid Taking Shortcuts In Your Career

Sure, many of us want to be first in various aspects of life, especially as it relates to our careers. Your aspirations and goals may be to climb the ladder fast, be recognized in the industry or start a thriving and fast-growing company all under the age of, let’s say, 35. I can relate to these goals, but with time, I’ve learned that experience is important, and there are benefits to slow growth. Here’s why: 1. Nothing beats real experience.  Allow time to learn and develop in a role and within…

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BACQ to provide loans, debt financing, business assistance to companies

There is nothing new about the fact that Sachin Bansal had been in talks with RBI to understand the banking guidelines to reportedly open his own bank. Neither is his financial services agenda and NBFC investments and going bullish on fintech and agritech segment with BAC Acquisitions a breaking news. However, in the latest documents filed by the company with Registrar of Companies at Ministry of Corporate Affairs, certain changes were made to the Memorandum of Associations – a fundamental document on the basis of which a company has to operate. To elucidate, MoA…

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Childhood obesity and depression: How are they linked? Tips to help your child maintain a healthy weight

A recent study says that obese kids are at greater risk of suffering from emotional problems, suggesting a close link between obesity and mental health. Childhood obesity and depression: How are they linked? Tips to help your child maintain a healthy weight  |  Photo Credit: Thinkstock New Delhi: Childhood overweight or obesity is a serious health problem that has reached epidemic levels in many parts of the world, including India. It can have both immediate and long-term health consequences. According to a recent study, obese kids are at greater risk of suffering…

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Biggest honour of my life and career to play for the country: Sunil Chhetri

Sunil Chhetri (Getty Images) NEW DELHI: For a country obsessed with cricket, it isn’t easy being a household name if you play another sport. But Indian football team captain Sunil Chhetri has managed to do just that as he is undoubtedly the face of the game in this country. From a young striker who played second fiddle to the legendary Bhaichung Bhutia to taking on the leaders mantle with elan, Chhetri had done it all. With 67 goals in his kitty, Chhetri is the second highest international goal-scorer among active players ahead of even Lionel…

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