Health insurers can’t refuse to renew plan because you are a senior citizen

Health insurers can’t refuse to renew plan because you are a senior citizen

I am 62 and have retired from a public sector company. I have a family floater policy from my organisation for ₹2.5 lakh. At present, I am healthy. Do I need to top up my cover? If yes, then by how much? —Parol Ramani A sum assured of ₹2.5 lakh will be inadequate for most advanced surgeries, at prevailing medical prices. At current costs and your age, a ₹10 lakh cover is the minimum you should have. This should be enhanced based on your lifestyle and family medical history. Further, at 62, you…

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Here’s the biggest news you missed this weekend

Here’s the biggest news you missed this weekend

Male-only military draft is unconstitutional, judge rules A federal judge in Texas has declared that the all-male military draft is unconstitutional, ruling that “the time has passed” for a debate on whether women belong in the military. The decision deals the biggest legal blow to the Selective Service System since the Supreme Court upheld the draft in 1981. In Rostker v. Goldberg, the court ruled that the male-only draft was “fully justified” because women were ineligible for combat roles. But U.S. District Judge Gray Miller ruled late Friday that while historical restrictions on women serving in combat “may have…

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What To Do If You & Your Partner Don’t Travel Well Together, According To Experts

What To Do If You & Your Partner Don’t Travel Well Together, According To Experts

I love to travel. There’s practically no place on the planet I’m not curious to see. But even an enthusiastic and laid-back traveler like me still has their quirks. For example, when I’m on vacation, I want to relax. Yes, I also want to see some sights, but I prefer a loose schedule. What that means for me is that I don’t vacation well with folks who prefer to wake up super early and follow a carefully crafted itinerary to the letter. Easy answer. However, it gets more complicated when you…

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You Cannot Control Health Care Costs By Pushing Down Prices

You Cannot Control Health Care Costs By Pushing Down Prices

One of the very first things all students learn in their first economics course is the meaning of the word “cost.” They come to economics thinking that the cost of something is the priceyou must pay. Sometimes the two are equal. Often, they are not. In a field such as health care, cost and price are almost never the same. They are usually not even connected. It follows logically that if you try to control one of these variables by controlling the other, you will fail. And fail miserably. The social cost of…

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The best thing you can do for your health: sleep well

The best thing you can do for your health: sleep well

 ‘I revere and adore sleep (scientifically and personally)’ Photograph: Bogdandreava/Getty Images Do you think you got enough sleep this past week? Can you remember the last time you woke up without an alarm clock, feeling refreshed, not needing caffeine? If the answer to any of these questions is “no,” you are not alone. Two-thirds of adults throughout all developed nations fail to obtain the recommended eight hours of nightly sleep. Indeed, surveys by the UK Sleep Council and YouGov reveal that one out of every three people you pass on the streets of Britain…

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Healthy Food Makes You Happy: Research Shows A Healthy Diet Improves Your Mental Health

Healthy Food Makes You Happy: Research Shows A Healthy Diet Improves Your Mental Health

Young woman buying fresh red peppers at supermarket. She’s picking peppers from the shelf.GETTY Depression has many origins: genetic, triggered by a specific event or circumstance or lifestyle choices. But it is a disease of the brain, and researchers find that ensuring it receives the proper nutrients is a way to prevent and treat depression. In the future patients experiencing depression may not only be referenced to a therapist, but a nutritionist as well. It has long been understood that fruits, vegetables, whole grains and lean, unprocessed proteins are the…

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5 travel fails that can cost you money or ruin your trip

5 travel fails that can cost you money or ruin your trip

Security lines at Hartsfield-Jackson International Airport in Atlanta stretch more than an hour long on Jan. 14, 2019, during the government shutdown. (Photo: John Spink, Atlanta Journal-Constitution via AP) We all do dumb things when traveling from time to time, but if we learn from our mistakes we can save time and money. Here are some of the most common failures – ones I’ve been guilty of, too –plus what they can cost and how to avoid them. 1. Failure to take into account airport delays In case you’ve been in…

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3 Things To Get If You Want To Travel In Style

3 Things To Get If You Want To Travel In Style

The Swirlster Picks team writes about stuff we think you’ll like. Swirlster has affiliate partnerships, so we get a share of the revenue from your purchase. Travel in style to make heads turn wherever you go Winter is here! And apart from the glorious fact that we get to indulge in some winter fashion, another thing we are thrilled about is that this is the perfect weather to those places which were too hot to travel to in summer months. So a weekend trip or two is not a bad…

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You Have To Own Your Career Because Nobody Else Cares About You

You Have To Own Your Career Because Nobody Else Cares About You

The following advice may initially come across as cold, cynical and harsh, but stick with me. In my experience, you have to own your career because nobody else cares about you. In my parents’ generation, people took jobs that didn’t even require a college degree—incurring hundreds of thousands of dollars in debt—and stayed with the company for their entire career. There was an implicit contract between the parties. Employees agreed to work hard, punch the clock and would be reasonably rewarded with a gold watch and pension—just good enough to…

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PCOS diet, foods to avoid and what to eat if you have Polycystic Ovarian Syndrome

PCOS diet, foods to avoid and what to eat if you have Polycystic Ovarian Syndrome

September marks Polycystic ovary syndrome (PCOS) Awareness Month. PCOS is a hormonal imbalance that occurs in women of reproductive age. It may cause infrequent or prolonged menstrual periods, and excess male hormone (androgen) levels. Ovaries may develop collections of follicles and fail to release eggs as well. While it’s exact cause is not understood, genetics and environmental factors play a significant role. Controlling the diet and weight loss is a good way to prevent this condition from aggravating. Here are some foods to eat and avoid to protect yourself: * Sardines: Oily fish like sardines or…

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